Can my spouse keep health insurance thru ACPL when I retire?

Q Obviously, a lot will change in the health insurance/Medicare
world over the next couple decades, but, currently, once a staff member
retires, are there any options for a staffer's spouse who is under 65
to continue to get health insurance through the library/PHP/PERF,
etc.? Thanks,Steve Miller

A Steve, there are some options to address the situation you describe. First,once an employee is eligible for and applies for Medicare, the spouse of the employee becomes eligible for 36 months of COBRA coverage through PHP (assuming the spouse is not eligible themselves for Medicare during this period). COBRA is coverage under our existing health insurance plan thru PHP - but is fully paid for by the emnployee/spouse. Another option is the spouse converting to individual coverage through PHP but this is a different plan with different coverage and is generally not as a good a value as the group plan is.

Thanks for the question.

Peter